uLink Card Monthly Fee Waiver Promo

Terms and Conditions

  1. Definitions

“Card” means the uLink prepaid card program referenced in these Terms. “Cardholder” means an eligible user of the Card who participates in the Promo. “Promo” means the uLink Card Monthly Fee Waiver Promo described in these Terms. “Qualifying Activity” means an activity described in Section 4 that can make a Cardholder eligible for the monthly fee refund. “Qualifying Transaction” means a transaction type described in Section 5. “Monthly Period” means a calendar month. “User Agreement” means the uLink User Agreement in effect at the time of participation in the Promo.

  1. Agreement to Terms

By participating in the Promo*, you agree to be bound by these Terms and Conditions, the uLink User Agreement, and the uLink Privacy Policy.

User Agreement: uLink User Agreement

Privacy Policy: uLink Privacy Policy

  1. Description of the Promo

The Promo allows eligible Cardholders to receive a partial refund of the monthly Card fee when required Qualifying Activity is completed during the applicable Monthly Period.

The standard monthly Card fee is $4.99 USD. Under the Promo, uLink will refund $2.99 USD of that monthly fee, reducing the effective monthly cost to $2.00 USD for a Monthly Period in which the Cardholder satisfies the Qualifying Activity requirements set forth below. Additional fees may apply. For more information, see the Fee Schedule.

  1. Qualifying Activities

To qualify for the $2.99 USD monthly fee refund for a Monthly Period, the Cardholder must complete at least one of the following activities during that Monthly Period:

  • Complete two (2) Qualifying Transactions of $250 USD or more each during the Monthly Period; or
  • Receive a direct deposit to the Card during the Monthly Period. No minimum direct deposit amount required to qualify.
  1. Qualifying Transactions

Transactions that qualify toward the Promo include the following transaction types:

  • Remittance transactions1
  • Afores payments
  • Trust payments
  • Gift card purchases
  • Phone reload transactions
  • Bill payments
  • Card funding via direct deposit
  1. Non-Qualifying Transactions

The following transactions do not qualify toward the Promo:

  • Card loads that are not made via direct deposit
  • Card withdrawals
  • Card purchases, whether in-store (physical) or online
  • Card-to-card transfers
  • Transactions that are reversed, refunded, or cancelled
  • Any transaction determined by uLink, in its sole discretion, to be fraudulent, abusive, or in violation of the uLink User Agreement

uLink reserves the right to determine, in its sole discretion and subject to applicable law and the uLink User Agreement, whether a transaction qualifies toward the Promo.

  1. Refund Timing and Conditions

If the Qualifying Activity requirements are met during a given Monthly Period, $2.99 USD will be credited to the Card within 30 calendar days. Credit timing may vary and is subject to change based on processing and account status.

Refunds will not be issued if the Cardholder’s account is closed, restricted, or in violation of the uLink User Agreement at the time the refund would otherwise be processed.

  1. Promo Period; Modification or Termination

The Promo begins upon announcement and will continue until December 31, 2026, 11:59 EST. uLink reserves the right to end, modify, suspend, or terminate the Promo, or any part of these Terms, at any time and without prior notice, including changes to qualifying requirements, refund amounts, eligibility criteria, or promotional opportunities related to the Promo.

  1. Eligibility

You may not participate in the Promo if you are:

  • An employee of Servicio UniTeller Inc., its subsidiaries, its affiliates, or any licensed remittance company affiliated with the Promo; or
  • Prohibited from participation under applicable law or regulation.
  1. Fraud and Abuse

uLink and/or Servicio UniTeller Inc. reserve the right to cancel, withhold, or reverse any refund that appears to be associated with fraudulent activity, abuse of the Promo, or transactions that violate the uLink User Agreement. If a qualifying transaction is cancelled, reversed, or refunded, any associated Promo eligibility may also be cancelled.

  1. Limitation of Liability

IN NO EVENT SHALL ULINK BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND ARISING FROM PARTICIPATION IN THIS PROMO, INCLUDING BUT NOT LIMITED TO INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, EVEN IF ULINK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE ULINK USER AGREEMENT, INCLUDING LIMITATION OF LIABILITY AND DISPUTE RESOLUTION PROVISIONS, IS INCORPORATED HEREIN BY REFERENCE.

  1. Arbitration and Governing Law

Any dispute or claim arising from this Promo shall be resolved by binding arbitration, rather than in court, except that claims eligible for small claims court may be brought in that forum.

The Federal Arbitration Act and applicable federal law shall govern these Terms. These Terms shall also be governed by the laws of the State of New Jersey, without regard to conflict-of-law principles.

*Central Bank of Kansas City does not administer, sponsor, or have responsibility for this promotion. This promotion is offered by uLink/Servicio UniTeller, Inc., and all related terms, conditions, and eligibility requirements are determined solely by uLink/Servicio UniTeller, Inc.

1Central Bank of Kansas City does not administer nor is liable for phone reload or remittance transfers. Remittance services are provided by Servicio UniTeller, Inc. Terms and conditions apply.

The uLink Prepaid Mastercard is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and Fee Schedule at ulinkcard.com. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-866-314-5339, we are available 24/7/365.